Personal-finance tools over your own local hermes-finance database: spending, budgets, transactions, net worth, bills, loans, investments, cash flow, goals and categorization rules (read-only), a bank sync on request, and four writes (file a transaction, add a rule, set a budget cap, track a bill) that each wait for your approval and are blocked under cron and other unattended runs. Needs a separate trusted app checkout prepared with Python 3.12 and `uv sync`, set as HERMES_FINANCE_APP_DIR.